From an Orthodox perspective, the question isn't so much whether we have to visit Israel, it's whether or why we can find justification for not living in Israel. Famously, Maimonides did not include an obligation to live in Israel in his list of mitsvot, a lacuna that Nachmanides objected to, and did include in his own list. Several explanations for Maimonides' view have been offered; I find most convincing the one that notes that Maimonides did not include in his list those commandments that overarched several others-- since the commandment to live in Israel underlies many others, he would have seen it as such a mitsvah kollelet, a general mitsvah. I say this because he does, in his Code, include many of the same Talmudic statements about the value of living in Israel that Ramban had used to support his claim that it was a mitsvah.
Of course, whichever way we come down on that question, the reality is that many Jews have lived outside Israel throughout history (including Maimonides and Nachmanides for the vast majority of their lives). Granting that there are valid reasons for this (I myself have not yet made it to living in Israel), we can ponder the question of visiting. There is an opinion that says that just walking in the Land of Israel constitutes a fulfillment of the obligation to settle the Land, so that visiting would be a mitsvah in that sense. In addition, while the obligation of aliyah le-regel, going to Jerusalem for the three major holidays, is fairly clearly connected to the existence of a Temple, Maimonides' view that the Divine Presence never left Jerusalem would suggest a value to being in Jerusalem for these holidays even today.
There is also an element of supporting other Jews' valuable endeavors by visiting Israel. However we excuse remaining outside the Land, our brethren who are building the Land and the State are unequivocally fulfilling a high ideal and goal of God's world, and it behooves us to support this and all other worthy endeavors to the greatest extent of our abilities. Visiting-- especially when it is difficult for others to do so, but at all times as well-- is one fairly minimal way to give this support (and has a value far beyond just writing a check, valuable as that is).
Finally, I would note that the Sefer HaHinuch, a compilation of the Torah's commandments, assumed that several agricultural obligations, such as eating a secondary tithe in Jerusalem, were actually excuses to force us to go to Jerusalem, since the assumption was that Torah would emanate from there. Expanding that, it is certainly arguable that, for almost all of us, the experience of Torah and of God running the world is heightened, certainly in Jerusalem, but to some extent throughout the Land. Visiting (at least once, if not annually or more) puts us in touch with an experience of the world, of truths about the world, that we rarely access elsewhere, a truth that has been noted by many Jews who have visited Israel, indepedent of any prior religious feeling.
So: I'm not sure if, in technical terms, I can show you an obligation to visit Israel once in your life. I can show you reason to believe that Jews are supposed to be living in Israel, reason to believe that, in the absence of that, there is a value to experiencing Israel on the holidays and in general. If that's enough to get you to visit Israel regularly, all the better.
Answered by: Rabbi Gidon Rothstein